• Home Mortgage and Students
  • No Setup Fees
  • Honest and Upfront Answers
  • Startup Businesses OK
Apply for a Merchant Account

Loan Modification Merchant Processing Services

If you provide student or home loan modification services and have tried to get a merchant account, you know how difficult it can be to find a company that offers everything you want and need at prices that are affordable. Running a business of any size these days is difficult to say the least. Being able to accept credit card and ACH payments is crucial in many ways.Fortunately, we have a friendly staff ready to help make accepting payments online or over the phone a whole lot easier. We have been in business over ten years and have helped tens of thousands of merchants. Before we go into why you should choose us, we're going to talk a bit more about getting amerchant account if you're in the home mortgage modification documentation preperation or student loan doc prep modification business.

Merchant Accounts and Risk

To understand why some companies charge high rates for transactions or even outright deny some businesses - like those who help with loan modification - it's important to understand how risk enters into the equation. Merchant accounts are given out all the time if the business is considered low risk. However, some industries, like those that offer loss mitigation and loan modification services, are considered high risk. The underwriting banks that sell the merchant accounts typically do not want to offer services with too high of risk. This is where we can help. Bad credit and high risk merchants are more than welcome.

Getting Started

Now that you know a little more about how the whole process of getting a merchant account if you're high risk, we're going to go over some of the reasons Advantage Processors can help you with accepting payments with Visa, Mastercard, Discover and Amex as well as ACH processing and check processing. We have multiple underwriting banks, which means you will still be able to do business if one of them doesn't want to offer you services. Here are some of the other benefits of choosing us.

  • Free Setup - We do not charge to setup your gateway. In fact, we don't charge any setup fees at all for our credit card merchant services. This is our way of showing our clients that we want them to succeed, especially business startups.
  • Experience - Another thing to think about is all the experience we have from being in business for over ten years. We have helped businesses large and small, including those who deal with loss mitigation.
  • Low Rates - The exact price you pay per transaction is going to vary, but we have very competitive rates - even for startups that provide loan modification services online. Call us for a quote on how low they might be for you.
  • Innovation - When it comes to virtual terminals for card not present transactions, we offer all the latest technology, even offering payment gateways via iPhone and Android mobile apps.


We know you work hard to try to succeed in the business world. This is why we go out of our way to provide all the merchant services you need without charging too much. Running a loan modification business is difficult enough without having to search for a company to help you accept credit card payments.

Get started today!

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